| The Truth in Lending Act - Liability for Violations |
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| A private citizen may file a civil action against a creditor or the creditor's assignee for a violation of the Truth in Lending Act. The action must be filed within one year of the date of the violation.More... |
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| The Fair Credit Reporting Act - Provider Obligations |
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| Any person or entity that reports information about a consumer to a credit reporting agency (CRA) is a "provider." Providers must comply with the requirements of the Fair Credit Reporting Act.
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| The Telephone Consumer Protection Act - Overview |
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| The Telephone Consumer Protection Act of 1991 is a federal law that imposes certain requirements upon persons and entities that make unsolicited telephone marketing calls. The Act applies to "telephone solicitation," i.e., a telephone call that is an advertisement for a product or service.
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| The Gramm-Leach-Bliley Act and the Federal Trade Commission - Overview |
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| The Gramm-Leach-Bliley Financial Modernization Act of 1999 is a federal law that is designed to protect the privacy of consumer information in the possession of financial institutions. The Federal Trade Commission (FTC) is authorized to enforce the Act against certain financial institutions that are significantly engaged in providing financial products or services to consumers.More... |
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| The Franchise Rule - Disclosure Formats |
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| Under the Franchise Rule, a franchisor may make the required disclosures in one of two ways. A franchisor may use either the Federal Trade Commission (FTC) format or the Uniform Franchise Offering Circular (UFOC) format to make the required disclosures.More... |
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